At Yaklin Chrysler Dodge Jeep Ram (CDJR) of Angleton, we have a comprehensive finance department that understands what you need when you’re shopping for a new vehicle. Whether you live in Lake Jackson, Pearland, or Angleton, Texas, our team can help you establish the best possible finance program for your needs.
These are some ways our finance team can help you when you’re buying a car, as well as a few things you should know about the financing process.
Visiting the finance center is just one of several steps in buying a vehicle at our lot. Whether you’ve purchased a vehicle in the past or not, here are some steps you can expect along the way:
First, take a look at our new, used, and certified pre-owned vehicles. You can talk to one of our staff members about your needs, including the way you intend to use your vehicle. For example, you might want a small sedan for commuting to work or a large pickup if you haul items for your business. You can test-drive a variety of vehicles to determine which one is right for you and ask questions to make sure the vehicle you choose has all the features you’re looking for, including a warranty.
Once you’ve found the perfect vehicle, you have the option to buy or lease it. If you choose to buy the vehicle, you’ll own the car at the end of the payment plan. If you lease the vehicle, you’ll have more mileage and modification restraints, but you’ll pay less in the long run.
At this time, you can also decide if you’d like to trade in a vehicle. If you have a vehicle you’d like to trade, we can give you an accurate quote. The value of your trade-in is largely dependent on factors such as the make, model, and condition of the vehicle. We also consider the current market when we provide a figure. You can bring your vehicle to the finance center when you’re ready to shop, and we can apply your trade-in value to a new or used vehicle.
Your monthly payments depend on the term lengths of your loans as well as your down payment, credit score, and any trade-ins you bring. You’ll fill out a loan application with your financial information, including your monthly income.
Once your loan application has been approved, the finance team will have you sign your contract. You’ll make your first payment, and you’ll get the keys to your new car, truck, or SUV.
When you work with our finance center, there are several ways you can secure an auto loan. For instance, your personal bank might have pre-approved you for an auto loan, or your credit union might have granted you a loan. Many people also choose to secure a loan when they visit the dealership. In fact, we may be able to offer a great loan rate for your new vehicle purchase.
First, you can fill out the form on our website for a quick pre-approval from one of our programs. You’ll also have the opportunity to use the payment calculator to determine what kind of loan you can afford as well as what your monthly payments will look like. You may still be unsure about the financing process, so here are the answers to some frequently asked questions about financing:
Even if you don’t have excellent credit, we can help you learn about financing options. You can finance your vehicle and get a personalized offer for a new or pre-owned vehicle.
The same thing applies if you haven’t established credit yet. One of our financial specialists can help you figure out a budget and payment option that suits your needs. You’ll be able to build credit and boost your score as you pay off your auto loan.
Many shoppers are uncertain about financing a vehicle. While getting an auto loan is a commitment, doing so actually comes with a few perks. For instance, you can spread out the expense of buying a car over the course of several years rather than paying all the money upfront. This also means you may be able to afford a vehicle you might not be able to purchase otherwise. As a result, you can leave the lot with the vehicle that best suits your needs.
Additionally, financing a vehicle can improve your credit score. If you make all your payments on time, you’ll see a boost in your score over the months of paying your loan. If you’re trying to build credit, this can be a great way to vary your types of credit.
If you’re stuck between choosing to finance or lease a vehicle, financing may be more beneficial if you look forward to owning a car at the end of the payment term. You don’t have to turn it in and restart the process.
If you aren’t certain that you’d like to commit to purchasing a new vehicle, you always have the option to lease one. You can lease a new Dodge, Jeep, or Chrysler and sign a contract every few years. You’ll always be driving a new vehicle, and you won’t have to commit to a loan.
Our finance department can help you assess what kind of monthly payment plan would work best for you. You’ll discuss your budget, desired safety features, and driving style. We’ll make sure you receive a lease package that’s personalized for your needs, including your credit score.
Are you ready to finance a vehicle? Even if you aren’t sure, our finance team at Yaklin CDJR of Angleton can talk to you about your options for buying or leasing a new vehicle. Call our team to schedule an appointment and learn about special financing options matched to your budget, credit, and other factors.
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Yaklin Chrysler Dodge Jeep Ram of Angleton loan process can help you find the best interest rate for your next vehicle purchase.Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Chrysler, Dodge, Jeep, Ram, Wagoneer vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Chrysler, Dodge, Jeep, Ram, Wagoneer vehicles currently available for immediate delivery.
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.To get started, fill out our FREE credit application.
Once the application is completed, the Yaklin Chrysler Dodge Jeep Ram of Angleton finance team will put together a loan package that is tailored specifically for you.